RESOURCE · EU AI ACT MAPPING
From obligation to
runtime evidence.
This mapping shows where Mergetic capabilities can support operationalisation of Articles 9, 12, 14, 50 and 72. It does not certify compliance, replace legal analysis or decide whether the Act applies to a deployment.
THE CURRENT TIMELINE
Transparency is live. High-risk dates moved.
Article 50 transparency duties generally began applying on 2 August 2026. A transition to 2 December 2026 applies to specific pre-existing systems covered by Article 50(2). Regulation (EU) 2026/1744 deferred the Chapter III high-risk requirements for Annex III systems to 2 December 2027 and Annex I systems to 2 August 2028. Article 72 was not included in those Chapter III deferrals. Applicability still depends on the system, role and facts.
01Article 50
Transparency
Capability: For text your customers will see, Mergetic checks that the required "this was produced by AI" notice is present before release. If it's missing, the answer goes back to be fixed or is held for a person, and the result is recorded.
Boundary: Text-output capability support only. Mergetic is not a synthetic-media marking or watermarking tool, and this is not a compliance determination.
02Article 9
Risk management
Capability: Your risk rules are applied to each decision as it's made. A failed check can send the answer back, hold it for a person, or block it.
Boundary: This does not determine whether the risk-management system is legally sufficient.
03Article 12
Record-keeping
Capability: What went in, how it scored, what was decided and why — all recorded as the decision happens, and chained so it can't be quietly changed later.
Boundary: Illustrative public records are not production certificates or prescribed legal logs.
04Article 14
Human oversight
Capability: Mergetic can stop a decision and hand it to a named person before it takes effect — and it records that it did.
Boundary: Workflow design, competence, authority and accountability remain deployment-specific responsibilities.
05Article 72
Post-market monitoring
Capability: The records Mergetic keeps can feed your post-market monitoring. They are evidence for it, not the whole monitoring system.
Boundary: The records do not, by themselves, constitute a complete post-market monitoring system, legal plan or compliance determination.
The AI Act's transparency phase is here—and the obligations financial-services boards already carry never waited for it. Supervisors from the Central Bank of Ireland to the PRA continue to expect accountable governance and evidence around AI and model risk.